National Policy Warding Home Insurance |
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SECTION VI TELEVISION SET |
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| The Company will indemnify the Insured in respect of: | ||
| 1- | Loss of or damage to the Television Apparatus described in the schedule whilst contained or fixed in the insured premises by: | |
| a) - Fire, lightning, explosion of gas in domestic appliances. | ||
| b) - Bursting and overflowing of water tanks, apparatus or pipes. | ||
| c) - Aircraft or articles dropped therefrom. | ||
| d) - Earthquake fire and/or shock. | ||
| e) - Flood, Inundation, Typhoon, Storm, Tempest, hurricane, Tornado and cyclone. | ||
| f) - Riot, strike or Malicious Act | ||
| g) - Burglary and/or House breaking or theft | ||
| h) - Accidental external means | ||
| i) - Mechanical or Electrical breakdown | ||
| Provided that the liability of the company in respect of such loss or damage in any one period of insurance is limited to the amount specified in the schedule. | ||
| 2- | All sums which the insured shall be legally liable to pay as compensation and litigation expenses incurred by the insured with the Company’s written consent in respect of accidental death of or bodily injury to an person other than a member of the insured’s family or a person under the insured’s services and/or accidental damage to property not belonging to or in the custody or control of the insured or any member of the insured’s family or person under the insured’s service arising out of accident happening through or in connection with the Television Apparatus or to breakdown or defect in the Television Apparatus or breaking or collapse of the internal fittings or mast forming part of television Apparatus provided that the liability of the company in respect of such compensation and litigation expenses in any one period of insurance is limited to Rs. 25,000/-(Rupees twenty five thousand only). | |
| 3- | Damage to property belonging to or in the custody or control of the insured caused by breakage or collapse of the antenna fittings or mast forming part of the Television Apparatus in so far as such property is not otherwise insured provided that the liability of the Company in respect of such damage in any period of insurance is limited to Rs. 3000/- (Rupees three thousand only). | |
| DEFINITION: | ||
| The term “Television apparatus” as used herein shall mean and include the Television Set, the accessories forming part of the set and antenna both external and internal. | ||
| SPECIAL EXCEPTIONS: The Company shall not be liable in respect of – | ||
| a) - Loss or damage to External antenna or fittings by theft | ||
| b) - Loss or damage caused by or arising out of or traceable to erection, repairing or dismantling of the Television Apparatus | ||
| c) - Loss or damage for which the manufacturer or supplier of the television apparatus is responsible either by law or contract. | ||
| d) - Liability assumed by the Insured by Agreement unless such liability could have attached to the Insured notwithstanding such agreement. | ||